The Spousal IRA: A Financial Equalizer for Women
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Spousal IRAs can balance ownership of investable assets between husband and wife. You know the arrangement. Husband goes to work,…
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Is ChatGPT Financial Advice Any Good?
If you haven’t heard, mansplaining is out; robotsplaining is in. Here’s what you should know about ChatGPT financial advice. ChatGPT…
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UTMA vs. 529: Comparing Children’s Investment Accounts
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How the Rich Stay Rich: The Estate & Gift Tax Exemption
Take a guess. What size inheritance can Americans give at death before being taxed by the IRS? I’d wager that…
Are Target Date Funds Good Enough?
Target date funds make up approximately $3.3 of the $8.9 trillion assets in all defined contribution plans. As of 2019,…
Should You Be an Aggressive Investor?
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PA 529 Plan Investment Strategies & Avoidable Pitfalls
How are other families investing in the PA 529 Plan? This article outlines their behavior, including two intriguing strategies &…
Pennsylvania 529 Plan Review
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How to Make Compound Interest Work for You
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Family Budget Update: Flirting with Financial Minimalism
This article outlines some unconventional ways that we’ve adjusted our family budget that you might consider, too. As a refresher…
How to DIY a Fully Diversified, Low-Cost Portfolio
A financial advisor would charge you 1% to build a fully diversified, low-cost portfolio like this. I’d know, because I’ve…
How to Actually Start Investing with $10
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Anxious About the Stock Market? Fight Feelings with Facts.
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8 Key Financial Steps for Baby’s 1st Year
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The Ultimate Financial Checklist for Pregnancy
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Individual Tax Consequences of Student Loan Relief
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How to Turn Student Loan Relief into Wealth: A Quick Playbook
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PEMDAS for Investing: A Tax-Efficient Order for Account Funding
Remember the kid next to you in Algebra 1 that copied your homework, whose dad said he’d never need to…
Downsizing a Budget to Transition to a Single-Income Family
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Invest for Retirement or My Kid’s College Tuition? How to Do Both.
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My Family’s Actual Asset Allocation | How We’re Invested & Why
As a CFA, CFP, and mother, here’s how I invest money for my family of 3. As of July 23,…
3 Roth IRA Strategies to Grow Your Family’s Wealth
If you don’t have a Roth IRA yet, never fear. This post is for you. Let’s start with a trip…