Economic EqualityInvestingMinimize TaxesThe Spousal IRA: A Financial Equalizer for Women21 Mar at 2:08 pm0Spousal IRAs can balance ownership of investable assets between husband and wife. You know the arrangement. Husband goes to work,…
InvestingIs ChatGPT Financial Advice Any Good?11 Mar at 2:46 pm0If you haven’t heard, mansplaining is out; robotsplaining is in. Here’s what you should know about ChatGPT financial advice. ChatGPT…
InvestingMinimize TaxesWhy Invest in a 401(k)? Discover 5 Reasons.2 Mar at 12:36 am3 CommentsIf you’re just getting started investing and work for a company that offers a 401(k) plan, you’re at the right…
InvestingSaving for KidsThe 529 to Roth IRA Rollover | What Parents Should Know22 Feb at 12:03 pm0Here’s how parents can use the 529 to Roth IRA rollover to their family’s advantage. Beginning in 2024, you can…
InvestingSaving for KidsOverfunded 529 Plan? These Are Tax-Efficient Solutions.17 Feb at 1:00 am2 CommentsHere are some tax-efficient solutions if you’ve overfunded a 529 plan. 529 college savings plans are investment accounts designed to…
Career StrategyInvestingHow I Reached Coast FI Before Motherhood9 Feb at 4:10 pm0I’m a mom who has reached Coast FI. This is how I did it. I’m a 33-year-old married woman with…
Book RecommendationsInvestingFinancial Freedom by Grant Sabatier | Book Review1 Feb at 3:26 am1 CommentHere’s what I thought of Financial Freedom by Grant Sabatier as a CFA, CFP, & parent. I returned to my…
Saving for KidsUTMA vs. 529: Comparing Children’s Investment Accounts21 Jan at 7:41 pm0This article compares UTMA vs. 529 accounts. Picking the right type of children’s investment account can be just as important…
Economic EqualityHow the Rich Stay Rich: The Estate & Gift Tax Exemption15 Jan at 7:21 pm0Take a guess. What size inheritance can Americans give at death before being taxed by the IRS? I’d wager that…
InvestingAre Target Date Funds Good Enough?6 Jan at 9:15 pm0Target date funds make up approximately $3.3 of the $8.9 trillion assets in all defined contribution plans. As of 2019,…
InvestingShould You Be an Aggressive Investor?30 Dec 20221 CommentShould you be an aggressive investor? Personal finance personalities tell you to take too much investment risk while society influences…
InvestingSaving for KidsPA 529 Plan Investment Strategies & Avoidable Pitfalls15 Dec 20221 CommentHow are other families investing in the PA 529 Plan? This article outlines their behavior, including two intriguing strategies &…
Saving for KidsPennsylvania 529 Plan Review7 Dec 20221 CommentAfter reading this independent review of the Pennsylvania 529 Plan, you’ll know: What makes the PA 529 Plan a great…
InvestingHow to Make Compound Interest Work for You23 Nov 20221 CommentThis article explains how to make compound interest work for you. If you want to grow your wealth, there’s no…
BudgetingFamily Budget Update: Flirting with Financial Minimalism15 Nov 20220This article outlines some unconventional ways that we’ve adjusted our family budget that you might consider, too. As a refresher…
InvestingHow to DIY a Fully Diversified, Low-Cost Portfolio21 Oct 20220A financial advisor would charge you 1% to build a fully diversified, low-cost portfolio like this. I’d know, because I’ve…
InvestingHow to Actually Start Investing with $1014 Oct 20221 CommentThis article explains how to start investing on your own with just a few extra dollars. I’m writing this under…
InvestingAnxious About the Stock Market? Fight Feelings with Facts.7 Oct 20220This article explores: If the stock market could fall to zero. How the market has actually behaved over the past…
Saving for Kids8 Key Financial Steps for Baby’s 1st Year29 Sep 20222 CommentsYou already know how impactful your baby’s first year is. With their whole life ahead of them, seemingly small actions…
Saving for KidsThe Ultimate Financial Checklist for Pregnancy22 Sep 20223 CommentsYou’re having a baby! 🤗 Financially, now what? 😬 If your nesting process resembles mine, you’re a pregnant version of…
Economic EqualityIndividual Tax Consequences of Student Loan Relief15 Sep 20220This blog post: Puts the total cost of student loan relief into perspective Quantifies how much of your taxes may…
InvestingHow to Turn Student Loan Relief into Wealth: A Quick Playbook4 Sep 20220This article provides the following: How much student loan relief may change your monthly finances How much $10,000 to $20,000…
InvestingMinimize TaxesPEMDAS for Investing: A Tax-Efficient Order for Account Funding20 Aug 20221 CommentRemember the kid next to you in Algebra 1 that copied your homework, whose dad said he’d never need to…
BudgetingDownsizing a Budget to Transition to a Single-Income Family12 Aug 20222 CommentsThis blog post will provide you with: Spending benchmarks for a family of three Actionable steps to make and stick…
InvestingSaving for KidsInvest for Retirement or My Kid’s College Tuition? How to Do Both.3 Aug 20226 CommentsMillennial parents are faced with quite the conundrum. Do we save for our children’s education or invest for our own…
InvestingMy Family’s Actual Asset Allocation | How We’re Invested & Why25 Jul 20224 CommentsAs a CFA, CFP, and mother, here’s how I invest money for my family of 3. As of July 23,…
InvestingMinimize TaxesSaving for Kids3 Roth IRA Strategies to Grow Your Family’s Wealth16 Jul 20222 CommentsIf you don’t have a Roth IRA yet, never fear. This post is for you. Let’s start with a trip…