Financial Literacy: Why We Didn’t Learn It From Parents & Educators
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Financial literacy is a 21st century core survival skill. Here’s why we didn’t learn more about it growing up. A…
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Coming Soon: Madi Manages Money Financial Planning Services
Madi Manages Money is bringing financial planning services to women and their families this fall. I’m not sure I’ve ever…
What’s the “Vested Balance” in My 401(k)?
Here’s a mini crash course on vesting in your retirement plan at work. In its most general form, vesting means…
Estate Planning for Young Families: The Cost, Benefits, & Process
Here’s what basic estate planning for young families entails & what it costs. Plus, I’ll share my experience creating ours…
Is the PA 529 Guaranteed Savings Plan Right for My Family?
This article explains how the PA 529 Guaranteed Savings Plan works. Read it to determine if this is the right…
Should I Sell or Rent My House? Considering IRC Section 121
This post weighs the pros and cons of selling vs. renting out your primary residence. Specifically, we’ll look at how…
Family of 3 Budget Update
Here’s an update on our family of 3 budget. We’ll touch on some HSA hacks, the catch with “no-interest” financing,…
To Millennial Moms Investing for Children: Put Yourself First
What does it take for millennial moms to succeed when investing for our children? Surprisingly, it requires putting ourselves first.…
I’m a CFP & a Mom | Here’s My Life Insurance Coverage
What life insurance coverage do parents need? I’m a mother and Certified Financial Planner. We’ll take an unfiltered look at…
Microaggressions I’ve Navigated as a Woman in Finance
What narrative do you tell yourself when you experience microaggressions? This blog post might change it. As a woman in…
Hiring a Robo-Advisor vs. DIY Investing
This post compares hiring a robo-advisor vs. DIY investing for younger investors with straightforward finances. You might be in your…
The Spousal IRA: A Financial Equalizer for Women
Spousal IRAs can balance ownership of investable assets between husband and wife. You know the arrangement. Husband goes to work,…
Is ChatGPT Financial Advice Any Good?
If you haven’t heard, mansplaining is out; robotsplaining is in. Here’s what you should know about ChatGPT financial advice. ChatGPT…
Why Invest in a 401(k)? Discover 5 Reasons.
If you’re just getting started investing and work for a company that offers a 401(k) plan, you’re at the right…
The 529 to Roth IRA Rollover | What Parents Should Know
Here’s how parents can use the 529 to Roth IRA rollover to their family’s advantage. Beginning in 2024, you can…
Overfunded 529 Plan? These Are Tax-Efficient Solutions.
Here are some tax-efficient solutions if you’ve overfunded a 529 plan. 529 college savings plans are investment accounts designed to…
How I Reached Coast FI Before Motherhood
I’m a mom who has reached Coast FI. This is how I did it. I’m a 33-year-old married woman with…
Financial Freedom by Grant Sabatier | Book Review
Here’s what I thought of Financial Freedom by Grant Sabatier as a CFA, CFP, & parent. I returned to my…
UTMA vs. 529: Comparing Children’s Investment Accounts
This article compares UTMA vs. 529 accounts. Picking the right type of children’s investment account can be just as important…
How the Rich Stay Rich: The Estate & Gift Tax Exemption
Take a guess. What size inheritance can Americans give at death before being taxed by the IRS? I’d wager that…
Are Target Date Funds Good Enough?
Target date funds make up approximately $3.3 of the $8.9 trillion assets in all defined contribution plans. As of 2019,…
Should You Be an Aggressive Investor?
Should you be an aggressive investor? Personal finance personalities tell you to take too much investment risk while society influences…
PA 529 Plan Investment Strategies & Avoidable Pitfalls
How are other families investing in the PA 529 Plan? This article outlines their behavior, including two intriguing strategies &…
Pennsylvania 529 Plan Review
After reading this independent review of the Pennsylvania 529 Plan, you’ll know: What makes the PA 529 Plan a great…
How to Make Compound Interest Work for You
This article explains how to make compound interest work for you. If you want to grow your wealth, there’s no…
Family Budget Update: Flirting with Financial Minimalism
This article outlines some unconventional ways that we’ve adjusted our family budget that you might consider, too. As a refresher…
How to DIY a Fully Diversified, Low-Cost Portfolio
A financial advisor would charge you 1% to build a fully diversified, low-cost portfolio like this. I’d know, because I’ve…